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Tips to Slash Your Monthly Expenses

Whether you are trying to save for something important or perhaps just looking to find ways to reduce your outgoings, you will need to look at how much you are spending out every month and whether or not it is actually necessary to spend that much at all.

The trouble with this is, when you look at your monthly expenses at first, you are likely to think that there is no way that you can stop spending as much as you do on certain things or that there are cheaper ways to live. However, this is not the case.

There are plenty of ways to slash your monthly expenses and, even better than that, not feel that you are losing out on everyday life. Want to know more? Here are my top tips for you to think about.

Write down what you spend

One of the best places to start when it comes to looking at your monthly expenses is to take the time to write down what you spend. You cannot work out what to cut down on if you don't know what you spend, after all.

This means that you need to sit down and identify how much you spend each month and what on, including everything from your daily coffee to your energy bills, and yes, even your crochet projects. Then you can think about where those cutbacks can be made.

Connect to community solar panels

Solar energy has already been proven to be a great way to reduce your energy usage and, in turn, save yourself money. However, you might not be able to afford to have the panels installed on your house or you may not be allowed to for whatever reason.

Rather than give up on the idea of solar energy completely, you can look into community solar panels, like the ones at choosesolar.com. As the name suggests, these are installed into a community, and then everyone in that community can plugin and use it without having individual solar panels installed. If you have a community solar farm near you, you could save a fair amount on your energy bills by joining.

Cycle or walk where you can

Do you own a car? The chances are that you do, which means that you will use it as much as you can to get around. Of course, there is nothing wrong with this, but the thing with cars is that they cost you more money than you realize and are probably not the kindest thing for the environment too.

A great alternative is to try and walk or cycle as much as you can. Not only can it help you to reduce the amount you use your car (and how much you have to pay out), but it will also keep you fit and healthy too.

Shop smart

Another great way to reduce how much you spend out each month is to try and shop as smart as possible. Thrift stores are great for bargains and can help you reduce how much you spend out on things you need.

You also need to think about shopping off-brand as much as you can as this also gives you a cheaper alternative to consider.

It can be hard to reduce your monthly spending, but that doesn't mean it is not worth doing. Try some of these approaches yourself and see if they help you to save money. For the most part, you will never know until you try.